Why I Chose This Beautiful Country

When I started thinking about retirement, I knew I wanted a place that offered a great lifestyle without breaking the bank. After researching different countries, one place kept popping up: Turkey. Now that I’ve made the move, I can confidently say it was one of the best decisions I’ve ever made.

Turkey has so much to offer retirees. Whether you’re looking for a coastal escape, a vibrant city, or a peaceful countryside, there’s something for everyone. Here are some of the biggest reasons I chose Turkey for retirement:

1. Affordable Cost of Living

One of the first things I noticed when I moved to Turkey was how far my money could go. Compared to Western Europe or the U.S., everyday expenses are significantly lower:

• Rent and property prices are affordable.
• Fresh produce and dining out won’t drain your wallet.
• Healthcare is high quality and reasonably priced.
• Public transportation and fuel costs are much lower than in many Western countries.

A retired couple can live comfortably in Turkey on $1,500 - $2,500 per month, depending on the city and lifestyle.

2. Stunning Scenery and Diverse Locations

Turkey is breathtaking. From the turquoise waters of the Aegean and Mediterranean coasts to the historical charm of Istanbul and the peaceful landscapes of Cappadocia, I feel like I’m on vacation every day.

Some of the most popular places for retirees include:

• Antalya – A coastal paradise with a warm climate, great healthcare, and plenty of social activities.
• Bodrum – A favorite for expats, full of history, stunning beaches, and an active nightlife.
• Fethiye – A laid-back town with a strong expat community and breathtaking nature.
• Istanbul – A vibrant mix of old and new for those who love city life, cultural experiences, and a bustling atmosphere.
• Alanya – A more affordable alternative to Antalya, with a relaxed lifestyle and warm weather year-round.
• Izmir – A lively city with modern amenities, a beautiful coastline, and a Mediterranean feel.

3. Excellent Healthcare System

I was pleasantly surprised by Turkey’s healthcare system. It’s modern, efficient, and affordable. Expats can either opt for private health insurance or enroll in the government-backed SGK healthcare system. Either way, the cost is much lower than in many Western countries.

• Public Healthcare (SGK System): Available to foreigners who obtain residency and pay a monthly premium.
• Private Healthcare: Available at relatively low costs, with many international-standard hospitals.
• High-Quality Medical Facilities: Many doctors and specialists speak English, and major cities have world-class hospitals.

4. Easy Residency Options

Getting a residence permit in Turkey is quite straightforward. I applied for a long-term residence permit, which allows me to stay indefinitely. Plus, if I ever decide to become a Turkish citizen, there are options for that too.

• Short-Term Residence Permit: Renewable every year, ideal for retirees.
• Long-Term Residence Permit: Available after 8 years of continuous residence.
• Turkish Citizenship: Available through investment, marriage, or long-term residency.

5. Warm and Welcoming People

The hospitality in Turkey is something special. Locals are incredibly friendly, and I’ve never felt like an outsider. It’s easy to make new friends, both among fellow expats and Turkish neighbors. Turkish culture values community and neighbors often help one another, whether it’s sharing food or assisting with errands.

6. Delicious Food and Vibrant Culture

I could talk about Turkish food all day! Fresh seafood, meze platters, and, of course, Turkish tea and baklava—it’s a food lover’s dream.

Popular dishes include:

• Kebabs: From doner to shish, Turkish kebabs are a must-try.
• Mezes: Small appetizer plates perfect for sharing.
• Pide: Turkish-style pizza with various toppings.
• Simit: A sesame-covered bread similar to a bagel, perfect for breakfast.
• Turkish Breakfast: A feast of cheeses, olives, eggs, tomatoes, cucumbers, and fresh bread.

Beyond the food, Turkey is rich in history, festivals, and traditions. I love exploring ancient ruins, attending local events, and experiencing the vibrant mix of modern and traditional life.

Things to Consider Before Moving

Retiring in Turkey has been amazing, but there are a few things to keep in mind:

1. Learning Basic Turkish Helps

While many people speak English in touristy areas, knowing some Turkish makes daily life much easier. Simple phrases can go a long way in making connections and navigating daily activities.

2. Understanding the Visa and Residency Process

If you plan to stay long-term, make sure you research the latest residence permit requirements. It’s best to have all paperwork in order before moving.

3. Banking and Currency Exchange

It’s a good idea to open a Turkish bank account and keep an eye on exchange rates. The Turkish Lira fluctuates, so retirees relying on foreign currency pensions can often benefit.

4. Climate Variations

Turkey has diverse weather patterns:

• Coastal cities like Antalya and Bodrum have warm, sunny weather most of the year.
• Central Turkey (Ankara, Cappadocia) can have cold winters.
• Istanbul experiences all four seasons, with mild winters and warm summers.

5. Property Investment Considerations

Buying property in Turkey is straightforward for foreigners, and many retirees choose to invest in an apartment or villa. However, it’s essential to work with a trusted real estate agent and understand local property laws.

How to Make the Move

If you’re seriously considering retiring in Turkey, here are some practical steps to help with the transition:

1. Visit First: Spend a few months in different cities to find the right fit.
2. Sort Out Residency: Research residence permit options and start the application process.
3. Find a Home: Rent first before buying property to ensure you love the area.
4. Open a Bank Account: This will make financial transactions easier.
5. Get Health Insurance: Choose between private insurance or the SGK system.
6. Learn About Local Laws: Especially if you plan to buy property or start a business.

Final Thoughts

Retiring in Turkey has given me the perfect mix of relaxation, adventure, and affordability. Whether you’re dreaming of a beachside villa, a cozy apartment in Istanbul, or a quiet life in the countryside, Turkey has so much to offer. If you’re considering making the move, I say go for it—you won’t regret it!

With contributions of a retired person in Turkey who successfully purchased her property from Turkey Expert.